3919 Willowbrook Dr Edgewater, FL 32141
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About this home
One or more photo(s) has been virtually staged. Welcome to 3919 Willowbrook Drive, a beautifully upgraded single-story home built by Lennar in 2024, offering 4 bedrooms and 3 full baths, including a private in-law suite with its own entrance, living room, kitchen, bedroom, and separate washer and dryer hookup—perfect for guests or multigenerational living. Situated on a desirable corner lot, this move-in-ready home features a light and bright kitchen with quartz countertops, stainless steel appliances, breakfast bar seating, and recessed lighting. The open-concept layout flows seamlessly into the main living area, while the luxurious primary suite includes dual vanities and a spacious walk-in closet. Enjoy thoughtful upgrades throughout, including tile and carpet flooring, ceiling fans in almost every room and on the screened-in porch, added gutters, and a fully fenced backyard. Take in serene pond and conservation views with no rear neighbors, and rest easy knowing the home is in Flood Zone X with no history of water intrusion. The two-car garage provides ample storage, and the low HOA fee of just $92 per month includes internet, a dog park, pickleball courts, playground, basketball court, picnic area, dock, and community streetlights. This home truly offers the perfect combination of modern design, comfort, and convenience—schedule your private tour today!
Source: STELLAR #NS1086250
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.