3920 Teaberry Ln Sun City Center, FL 33573
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About this home
A Beautiful Single-Family Home that's Absolutely Move-In-Ready.! With a Recent and Significant $26,999.00 Price Cut...Is Perfectly Located in The Highly Sought After Golf Course Community of "Cypress Creek" in Sun City Center, Florida. The Entire Interior of this House Boasts a Totally Modernized Appeal, Starting with the Gourmet Designed Kitchen with its Island Sink Set, and Top-of-the-Line Stainless Steel Appliances, to include a Convection Oven, Microwave and Refrigerator. This is the Perfect Home to Host Gatherings for Family and Friends... The Community provides access to a Mix of Amenities that contribute to Ultimate Relaxation, Satisfaction and Overall Enjoyment. With One of Very Few Remaining Local Golf Courses in the Area, "Cypress Creek Golf Course" is open to the public seven days a week, with several Membership Opportunities, a Full-Service Golf Shop, a Knowledgeable and Friendly Golf Staff ready and willing to gladly answer any of your golf related questions, and remain available for lessons several days a week as well as a Natural Turf Driving Range a Full Service Restaurant and Bar, which is always open to the public and Complete Banquet Facilities. You will Love this Homes Location and Surrounding Area, Offering Easy Access to Shopping, Dining and Recreational Opportunities. Equipped with, Installed EV Outlets located in the 2-Car Garage. With attached Small Boat and/or Golf Cart Garage. The Back Yard is Meticulously Designed for Entertainment and Family Fun, with an Amazing Pool and Pool Deck. THIS IS A MUST-SEE HOME.!!!
Source: STELLAR #TB8423377
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.