39220 Gray Squirrel Rd Temecula, CA 92592
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About this home
Boulder Ridge – A Wine Country Estate with Unmatched Views Perched atop more than 5 private acres in the heart of Temecula Wine Country, Boulder Ridge offers an extraordinary living experience where every sunrise and sunset feels like a masterpiece. With sweeping 360-degree views of colorful hot air balloons, rolling vineyards, Lake Skinner, and the surrounding mountains, this estate embodies the very best of wine country living. From your first morning coffee to evenings spent under expansive skies painted with sunset hues, every moment here feels extraordinary. At the heart of the home is a spacious open-concept living area, where the chef’s kitchen flows seamlessly into the dining and living rooms. Fully upgraded, the kitchen features granite countertops, a walk-in pantry, high-end stainless steel appliances, and a generous center island—ideal for entertaining, gathering, or casual dining. Just steps away, the living room invites you to relax with a cozy fireplace and abundant natural light. The primary suite is a true retreat, offering a generous layout, spa-inspired bath, and direct access to a private patio with breathtaking views. A charming barn door reveals a large bonus room, while three additional bedrooms provide comfort and flexibility for family and guests. The home was fully renovated in 2023. Boulder Ridge has been a successful short term rental property featuring four well appointed bedrooms and two full bathrooms. An excellent investment opportunity or to enjoy as a family home. Outdoors, the fenced, low-maintenance backyard is perfect for family barbecues and pets to roam freely. Adding to the uniqueness of this property are two fully equipped Pacifica Tiny Homes—each complete with a well appointed kitchen, full bathroom, 228 sq ft living area, sleeping loft, and, of course, its own spectacular view. Perfect for guests, extended family, a private home office, or a one-of-a-kind retreat space. Scattered with dramatic natural boulders that inspired the name Boulder Ridge, this property is truly unforgettable. With no HOA, low taxes, and an unbeatable location just minutes from award winning wineries, restaurants, excellent Temecula Valley schools, freeway access, shopping and Old Town, this estate offers the ultimate blend of luxury, privacy, and wine country charm.
Source: CRMLS #SW25218007
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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