39247 Hawthorne Dr Avon, OH 44011
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About this home
Hard-to-find ranch living in the heart of Avon! Built in 2016 and located in the desirable Orchard Trail community, this beautifully maintained home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, open-concept floor plan highlighted by rich cherry hardwood floors and custom lighting throughout. Off the foyer, you’ll find a spacious bedroom and full bath, plus a flexible office/bedroom with French doors. The kitchen is a true centerpiece—featuring tall upgraded cabinetry, a built-in hutch, a large center island with seating, and an adjoining morning room that fills the home with natural light. The primary suite offers extra space with a 4-foot extension, a walk-in closet, and a luxurious en-suite bath with double vanities and a zero-entry walk-in shower. The full basement provides endless potential for future living space, already plumbed for a full bath and equipped with a new sump pump and battery backup. Outside, enjoy entertaining on the large stamped concrete patio or relaxing on the upgraded front porch. Additional highlights include: 3 bedrooms, 2 full baths 2-car attached garage HOA includes landscaping & snow removal This home offers easy, low-maintenance living in one of Avon’s most sought-after neighborhoods—just minutes from shopping, dining, parks, and award-winning schools.
Source: MLSNOW #5159103
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.