3925 Forge Dr Woodbridge, VA 22193
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About this home
Welcome to 3925 Forge Drive – A Rare Find in Woodbridge with No HOA! Why settle when you can have it all? Perfectly situated near major commuter routes, shopping, dining, and schools, this home combines convenience with comfort in a quiet, established neighborhood. It also has the added bonus of no HOA fees! Step inside and you’ll find five spacious bedrooms and three full bathrooms, giving you plenty of room for family, guests, or even a home office. The main level boasts a large living room with hardwood floors hidden under the current carpet—ready to shine again. The kitchen features granite countertops, ceramic tile floors, and plenty of cabinet space, making it as functional as it is stylish. Upstairs, the primary suite offers hardwood flooring and a private renovated full bathroom, while additional bedrooms provide flexible options for every need. Love outdoor living? You’ll enjoy a fully fenced backyard with a large deck—ideal for cookouts, entertaining, or simply relaxing in your own private retreat. A storage shed adds convenience and functionality. There is also an above ground pool you can enjoy through the summer months! This home has been thoughtfully updated with big-ticket improvements already taken care of including: * New roof (2021) * HVAC system with both heating and cooling (2020) * Water heater and windows replaced in recent years * Upgraded living room walls from paneling to insulated drywall (2018) with pre-wired surround sound and a reinforced wall for easy TV mounting With its combination of space, updates, and unbeatable value, 3925 Forge Drive is the perfect place to call home. Come see it for yourself and fall in love with everything this charming property has to offer!
Source: BRIGHT #VAPW2105234
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.