39260 Charles Town Pike Hamilton, VA 20158
Your savings
About this home
Exceptional Home, Exceptional Value! With a 101k price improvement luxury is now within reach. This is your Private Retreat in the Heart of Hamilton! Discover your own secluded sanctuary in this breathtaking custom estate, gracefully nestled on 3.3 acres of private, tree-lined land in the sought-after town of Hamilton, Virginia. Tucked far back from Charles Town Pike, this extraordinary residence offers the rare blend of complete privacy and serene natural beauty all just minutes from town conveniences. Surrounded by mature, partially shielded landscaping and set well off the road, the home feels like a hidden oasis. From the moment you arrive, a long private driveway leads to an elegant, timeless exterior, setting the tone for the luxury that awaits within. Inside, the home unfolds across four expansive levels, offering over 8,000 square feet of refined living. The grand two-story foyer makes a dramatic first impression and flows effortlessly into a soaring great room with double-height ceilings and walls of windows that bathe the space in natural light. Designed with both everyday living and effortless entertaining in mind, the chef’s kitchen anchors the main level with premium appliances, extensive counter space, and seamless access to both formal and casual dining areas. A sun-drenched conservatory offers the perfect retreat for morning coffee, reading, or intimate gatherings. This home boasts four generously sized bedrooms, each with its own private en suite bath, and a total of 6.5 luxuriously appointed bathrooms. The upper-level bonus room—complete with a full private bath—is ideal as an au pair suite, homeschool space, or recreational retreat. For added convenience, there is a second washer and dryer hookup on the upper level, making multi-generational or long-term guest living effortless. The fully finished walkout lower level is designed for entertaining on a grand scale, featuring a custom bar, entertainment lounge, and seamless access to a resort-style outdoor oasis. Step outside to find a sparkling in-ground pool with waterfall features, an expansive travertine patio, built-in fire pit, and multiple seating areas all designed for unforgettable gatherings under the stars. Located in the award-winning Loudoun County Public School District, this property is zoned for top-rated schools and just under 15 minutes from the charming streets of downtown Leesburg with its boutique shops, gourmet dining, and historic ambiance. Wine country enthusiasts will love being just moments from Loudoun’s premier wineries and breweries, while travelers and commuters will appreciate the home’s proximity to Dulles International Airport, just under 25 minutes away. Whether you envision hosting unforgettable celebrations or simply seeking a peaceful escape from the everyday, this elegant Hamilton estate offers luxury, privacy, and timeless style all set in one of Northern Virginia’s most desirable locations.
Source: BRIGHT #VALO2101002
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.