39268 Half Moon Cir Murrieta, CA 92563
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About this home
You have Arrived! SINGLE-STORY, CULDESAC, CENTRAL PARK HOME, LOW TAXES, LOW HOA, TEMECULA SCHOOLS. Owned by the original owner and in pristine condition, this home features 4 spacious bedrooms plus a dedicated officeperfect for working from home or a guest space. Enjoy a thoughtfully designed floor plan and beautiful kitchen updated with quartz countertops. The open layout creates a warm and inviting space ideal for both entertaining and everyday living. Low HOA and low taxes make this home an even better value. Don't miss this rare opportunity to own a move-in ready home in one of the area's most sought-after neighborhoods! Central Park offers tons of amenities for only $49 per month including: a community clubhouse available for use of private events, pool/hot tub/ kids wading pool, walking trails, parks with sitting areas, and more. The county maintained parks around the community and next to the pool/clubhouse include playgrounds, open grass fields, tennis court, pickleball courts, and a basketball court. You'll be just minutes away from local shopping centers, Temecula Wine Country, Old Town, restaurants, and top-rated schools. LOW HOA! LOW TAXES! Single-story homes rarely come available in this communitydont miss your chance to make this one yours! Schedule your private tour today!
Source: SANDIEGO #SW25085459
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.