3933 Celtic Ln Unit F Unit F Fort Collins, CO 80524
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About this home
Welcome to Waterglen! This cozy and well-kept 3-bedroom, 3-bath home has a welcoming feel with some great updates throughout. You'll love the updated flooring and custom bar tops that add a fun touch. There's an attached 2-car garage and a spacious backyard patio that's perfect for entertaining.The main level layout makes it easy to flow from the living room into the updated kitchen. All appliances are included. There is a pantry and easy access to the garage. There's also a handy half bath on the main floor.Upstairs, you've got three good-sized bedrooms, including a primary suite with its own bathroom and walk-in closet. The other two bedrooms share a full bath, and there's a bonus flex space at the top of the stairs-perfect for a little office, reading nook, or play area. Laundry's up there too, so no hauling baskets up and down.Outside is where the fun really happens. A concrete patio with a pergola and a hot tub (yep, it's included!) make it a great spot for BBQs, relaxing evenings, or just enjoying the Colorado sunshine. There's plenty of space for gardening, tossing a ball around, or letting the dog run free. This home is on a corner lot in a quiet cul-de-sac. It's a short walk to a park and community open space.
Source: RECO #IR1042295
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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