3935 Whittier Dr Colorado Springs, CO 80910
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About this home
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home that combines comfort, convenience, and charm. From the moment you arrive, you’ll notice the pride of ownership throughout every corner of this inviting property. Step inside to find a bright and welcoming living space with tasteful finishes and thoughtful updates. The well-designed kitchen offers plenty of storage and counter space, making meal prep a breeze. The open layout flows effortlessly into the dining and living areas — perfect for entertaining or relaxing with family. Each bedroom is comfortably sized, while both bathrooms have been well cared for and are ready for your personal touch. The attached 1-car garage adds convenience and extra storage options. Out back, you’ll find a spacious backyard complete with a brand-new shed added in 2025 — perfect for tools, hobbies, or additional storage. The new roof installed in 2024 provides peace of mind for years to come. It’s the perfect outdoor space for gatherings, gardening, or simply enjoying quiet evenings under Colorado’s big skies. Located close to public transportation, shopping, and everyday amenities, this home offers the perfect blend of peaceful living and accessibility. Meticulously cared for and move-in ready — schedule your showing today! Don’t miss this meticulously cared-for gem—schedule your showing today!
Source: PPMLS #6118636
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.