3943 E Dano St Inverness, FL 34453
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About this home
JUST THE RIGHT SPOT TO PUT DOWN ROOTS & BUILD YOUR MEMORIES! This charming 3 bed/2 bath home sits on .22 acres and is located on a quiet street in Inverness Highlands North, which is a community known for its peaceful, easy-going atmosphere. The 1,435 sqft of living space has everything you need to get the ball rolling. Just add your personal flair to make it your own and live happily ever after. No time lost or money wasted on big ticket maintenance with the roof being replaced in 2019, HVAC in 2020 and hot water heater in 2022. The covered front porch welcomes you with a NEW storm door and upon entry the warmth of the foyer draws you in. The NEW French doors in the living room open to the covered, screened lanai, flooding the home with an abundance of light and providing for additional space for entertaining family and friends. The FRESHLY PAINTED interior with its open floor plan and vaulted ceiling add to the appeal. The galley kitchen packs a whole lot of potential with its functional design, tiled floor, tiled backsplash and raised breakfast bar, all while serving both the dining room and breakfast nook at either end. A pantry closet for convenience and a bay window for enhanced views are located in the breakfast nook. The master bedroom features a walk-in closet and ensuite with dual sinks, makeup desk and tiled shower/ tub combo. The fenced backyard is a plus and the outdoor space is a clean palette with plenty of space for a pool, shed or anything else your heart desires. The exterior of the home is scheduled to be painted in October 2025 or a credit at closing is an option; your choice. There is an additional 100’x120’ lot adjacent to the home that is available to purchase. NO FLOOD ZONE! NO HOA & NO DEED RESTRICTIONS! Only a short drive to schools, doctors’ offices, hospital and other necessities and conveniences. There are 3 city parks, Whispering Pines, Wallace Brooks and Liberty Park less than 5 miles away. It is about 10 minutes to the public boat ramp for Henderson Lake & The Tsala Apopka Chain of Lakes to enjoy boating, fishing, bird watching and spending time outdoors. If indoor activity is your thing, Downtown Inverness by the Courthouse Square is less than 8 minutes away for restaurants, shopping and the Historic Valerie Theatre. FREE 1-YR HOME WARRANTY for PEACE of MIND is OFFERED to the BUYER!
Source: STELLAR #TB8427729
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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