3950 Bradmore Ave West Bloomfield, MI 48324
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About this home
Hurry to see this spacious and move-in ready two-story home offering over 3,300 square feet of finished living space including a beautifully finished lower level that adds incredible functionality and versatility. The lower level features a second kitchen area with bar fridge, a theater area complete with projector, screen & three theater chairs, a recreation area, a flex/exercise space area, and a half bath — perfect for entertaining, relaxing, or working out at home. The main level includes an inviting family room with a fireplace & vaulted ceiling which also has a door wall opening to a spacious deck overlooking the backyard, a formal dining room, a comfortable light and bright living room, and a large eat-in kitchen with stainless steel appliances — ideal for gatherings and everyday life. Enjoy the upper level where you’ll find four bedrooms, including a generous primary suite with a walk-in closet and well-appointed bathroom featuring dual vanities and a convenient in-suite washer & dryer area. Fresh updates throughout the home include paint, carpet, and flooring, giving the space a fresh, modern feel. Optional $500 annual membership fee to the Twin Beach Park Association offers outstanding amenities on the northeast shores of Middle Straits Lake. Enjoy access to more than 6 acres of wooded lakefront with a clubhouse, beach and swim area, boat ramp and docking privileges, picnic areas with grills, play structures, and basketball & volleyball courts. Membership also includes the option to participate in a wide variety of social events throughout the year. See Twin Beach Park Association Website for more information....additional fees may apply to the base membership fee and private dock space currently has a waiting list. A perfect blend of space, updates, comfort, and lake lifestyle — don’t miss this opportunity! Please note that many photos are virtually staged. All measurements and data approximate.
Source: REALCOMP #20251029627
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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