3950 White Ibis Rd Lakeland, FL 33811
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About this home
It's not very often that a home with SIX bedrooms comes to the market! With that being said, I am happy to introduce you to this beautifully designed 6-bedroom, 3.5 bathroom home. This home offers plenty of space for large families or those who love to entertain. You will love the curb appeal offered here and how cozy the front porch feels. Enjoy spending time here in your rocking chairs while reading a book or enjoying your morning coffee. Upon entry, you'll find a bright and welcoming atmosphere that features high ceilings and brand new, durable laminate flooring with a wood-look that extends from the dining room to the living room, kitchen, dinette, and staircase. Convenience meets function with a mud room, perfect for keeping shoes, bags, and daily essentials organized. Also located on the main floor is a half bath, which provides accessibility and convenience for guests while they visit. The open-concept living area, kitchen, and dining room boast tons of natural lighting- ensuring you always feel comfortable in this space and that your guests always feel welcomed. The kitchen provides ample counter space and storage, perfect for cooking and for gathering. The primary bedroom is located on the first floor and features brand new carpeting and an en-suite bathroom with a double sink vanity, private water closet, HUGE walk-in closet, plus an additional linen closet. Upstairs, you'll find a spacious loft and five other generously sized bedrooms. A Jack and Jill bathroom conveniently connects two bedrooms- ideal for family or guests. Step outside through the french doors to enjoy the covered and screened-in porch, perfect for relaxing or hosting gatherings while overlooking the backyard. The backyard is completely fenced in, and the backyard playset is also included as well if you'd like! Other awesome features of this home include: blinds throughout, ceiling fans in every bedroom, rain gutters, irrigation system, and in-wall pest system. With its thoughtful layout and spacious design, this home offers both comfort and functionality for everyday living. The community of Towne Park Estates Phase 2 features sidewalks for taking strolls, TWO community pools, playgrounds, benches along the lakes/ponds, a clubhouse, and even… a DOG park! Towne Park Estates is a highly desirable community in a great location! It is about 2 miles from Publix and close to Lakeside Village as well. Residents of the community always look forward to the annual SUN 'n FUN airshow that takes place across the street. Being able to watch the airshow in the comfort of your own yard is definitely a major perk that always brings the community together. Call today to make this house your home!
Source: STELLAR #L4956526
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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