396 Eves Necklace Dr Buda, TX 78610
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About this home
Welcome home to 396 Eves Necklace in the beautiful community of Sunfield. Located just south of Austin in the thriving city of Buda, this darling 3 bedroom, 2 bath house is perfect for just about anyone! The fully bricked "Allegro" plan by William Lyons Homes of Taylor Morrison, is set off by stone accents. The primary suite on the back of the house overlooks the generous backyard and includes double sinks, an oversized shower, a private toilet room, open sheving storage, and a large walk-in closet. The two secondary bedrooms share a hall bath and are located off the kitchen. The kitchen is grounded by a large island (9x4) that houses the sink and dishwasher and provides enough space for more than one chef! The kitchen is open to the dining space that allows room for a full-sized dining table. From the open kitchen/dining/living space to the split bedroom plan, this home offers a comfortable living at an afforable price! Come see 396 Eves Necklace today!
Source: HAR #65191679
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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