3961 Much Marcle Dr Zionsville, IN 46077
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About this home
Move-In Ready, low-maintenance living with main floor primary suite! Enjoy this beautifully maintained 1950 square foot home offering comfort, convenience, and style. The inviting entryway leads to a spacious great room with vaulted ceilings with plenty of natural light. A versatile room just off the great room serves as a dual cozy den and home office. Neutral paint tones and newer carpet run throughout, creating a fresh and welcoming feel. The bright white kitchen features granite counters, subway tile backsplash, and white cabinets with contemporary hardware. From the dining space, step outside the sliding door to a private patio, perfect for relaxing or entertaining. You'll find the main level primary suite, filled with light from the double windows, enjoy the walk-in closet with custom organization, and the updated ensuite bath with granite counters, satin nickel finishes, and a deluxe tiled shower. The main-level also hosts a 2nd full bath with a vanity that adds additional function and storage. Steps away, you will find a convenient separate laundry room with cabinets, and included washer and dryer. Upstairs, discover a 2nd bedroom, a spacious loft that can serve as a third bedroom or bonus room, and a 3rd full bath. This quiet, spacious end unit offers an easy lifestyle with the HOA including: lawn care, snow removal, sewer, & trash---giving you more time to enjoy life! Showings start Friday, Oct 31st!
Source: MIBOR #22069060
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.