3965 Aldea Way Wesley Chapel, FL 33543
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About this home
Welcome to this stunning Bedford model by Standard Pacific in the coveted Estancia at Wiregrass. This home offers approximately 3,644 sq. ft. with 4 bedrooms, 3 bathrooms, an office, loft (easily converts to 5th Bed), bonus room, pool, and a serene pond view! The original owners have meticulously maintained this property and invested over $200,000 in upgrades. As you enter, you’re greeted by a grand foyer with custom trim molding on the walls, ceilings, and windows. The first floor features crown molding, wood flooring, and abundant natural light. The home office provides privacy with French doors and matching custom trim work. The kitchen boasts 42” tall soft-close white cabinetry, a gas stove, double ovens, Wi-Fi-enabled refrigerator, granite countertops, built-in trash cabinet, and a full-height backsplash. Adjacent to the kitchen, you’ll find a beverage station with a cooler, perfect for entertaining or daily convenience. The oversized walk-in pantry features solid wood shelving and a custom built-in microwave. The first floor’s open-concept layout provides full views of the resort-style pool deck. The main living room includes a custom-built electric fireplace with an accent stone wall. For guests or multi-generational living, a private bedroom with a full bathroom is conveniently located downstairs. Upstairs, you’ll discover an open loft, bonus room, laundry room, and the remaining bedrooms. The primary suite offers a coffered ceiling, crown molding, a 9x10’ sitting room, elegant fixtures, and wood flooring. The spa-like primary bathroom includes a double vanity with granite countertops, an oversized shower with rain feature, linen closet, and water closet. The upstairs bonus room is designed for entertainment, complete with a wet bar, beverage cooler, cabinetry, and a projection screen with projector (conveyed with purchase). Step outside to your resort-style pool oasis. Pool specifications include a natural gas heater, saltwater system, Wi-Fi control system, 7x10’ spa, 19x33’ pool, sun shelf, dining area with table and umbrella sleeve, wet bar with granite countertop and permanent barstools, upgraded shell finish with Swarovski crystals, and an outdoor shower. The low-maintenance deck features modern Italian Dolomite porcelain tiles that are anti-mold, anti-slip, cool to the touch, and require no sealing. Enjoy ultimate privacy with mature tropical landscaping and a fully fenced lot with two side gates. There is still ample green space to enjoy. The lanai is pre-plumbed by the builder for natural gas, electric, hot/cold water, and sewage, offering endless possibilities for future upgrades. A gazebo with nearby power is ready for your outdoor TV setup, perfect for watching shows or games from the spa. Also, a wonderful bonus of beautiful sunset out the backyard. The home’s exterior was recently painted with upgraded Sherwin-Williams paint. Furnishings are optional, making this an ideal move-in ready opportunity in Wesley Chapel. Club Estancia amenities include a gym, zero-entry pool, lap pool, tennis courts, basketball, pickleball, dog park, trails, tot lot, a grand clubhouse, and more! Conveniently located near I-75, Wiregrass Mall, AdventHealth Hospital, BayCare Hospital, Orlando Health, The Krates, restaurants, and top-rated schools. Low HOA and no flood zone. Don’t forget to watch the virtual video tour.
Source: STELLAR #TB8431166
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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