3965 Hamilton View Way Dacula, GA 30019
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About this home
LOCATION LOCATION LOCATION!! Hamilton Mill/Mill Creek HS area with no speed bumps and NO HOA! Fully fenced, on a cul-de-sac AND within walking (sidewalk) to BOTH Duncan Creek and the beautiful Little Mulberry Park. Want space for your projects to be kept in climate controlled conditions? Do you have an RV/Trailer/Boat? if so, look no further! Hard to find 5 car ATTACHED garage, with an ATTACHED carport! The rear area is surrounded by cedar fencing on a large level lot. Septic tank and drain field have been strategically placed to allow enough room for a pool. Remodeled throughout, and mutinously maintained. On the interior you'll love the custom chef's kitchen, large island, New Stainless appliances, soft close cabinets, and pot filler! Lots of natural light all throughout. All windows have been replaced in 2021 with a lifetime warranty (transferable). Enjoy open concept living? You'll enjoy the easy acess to the shop/garage while still keeping a close eye on the kids/pets/family. So many upgrades to list, some highlights are: New Septic Tank and drain field 2017, New Roof from 2022 , Permitted covered deck 2024, all marble master bedroom bath 2024, new shutters, and tons of shiplap. Master bedroom has a HUGE closet with it's own washer and dryer hook ups, sink area, and is pre-wired for an island. On the exterior you'll love the large level yard with soft zoysia grass that overlooks a large firepit area surrounded by Japanese maple trees. Something for everyone in the location to support your hard working family for a lifetime.
Source: GAMLS #10491002
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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