39650 Us Highway 19 N Apt 1012 Unit 1012 Tarpon Springs, FL 34689
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About this home
Updated 2-Bedroom Villa in Prime Tarpon Springs Location – Modern Comfort Meets Coastal Living! Welcome to your dream retreat in beautiful Tarpon Springs, nestled in Northern Pinellas County just moments from A.L. Anderson Park and the sparkling waters of Lake Tarpon. This updated 2-bedroom, 2 full bathroom villa blends modern living with Florida charm — offering the perfect balance of comfort, style, and convenience.Step inside through the enclosed breezeway connecting your private one-car garage to the main living space — a rare and thoughtful feature providing both functionality and curb appeal. Inside, the heart of the home is a modern kitchen that impresses with granite countertops, stainless steel appliances, and an abundance of wood cabinetry — ideal for cooking, entertaining, and everyday living. The kitchen overlooks the expansive Great Room with high vaulted ceilings, where living and dining areas combine to create a bright and welcoming space for gathering and relaxing. Enjoy year-round sunshine in the fully enclosed Florida room (currently utilized as a home office space), offering tranquil views of your fenced backyard and cozy patio — perfect for relaxation or entertaining --- or playing with your “furbabies”!! Both bedrooms are generously sized, and the two full bathrooms have been thoughtfully updated to reflect today’s modern tastes. The community amenities include a clubhouse, pool and fitness room and the monthly fees include water/sewer/trash removal, exterior and roof maintenance and as well as internet, cable TV, and exterior pest control. Situated just minutes from top local attractions, you’ll be close to the boating, hiking, and picnic opportunities at Lake Tarpon and A.L. Anderson Park, with the white sands of Fred Howard Park and Sunset Beach only a short drive away. Enjoy the convenience of nearby shopping, dining, and entertainment. Whether you're looking for a full-time residence or seasonal getaway, this villa is a must-see for those who crave style, location, and the Florida lifestyle.
Source: STELLAR #TB8438587
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.