397 Woodgate Way Summerville, SC 29485
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About this home
Now's your chance to own the Calhoun Model with Double wrap-around porches everywhere, with the most desirable and rarely available floorplan in The Village section of Summer's Corner! Set on one of the largest private lots in the Village with protected woodlands, and pond views all maintained by the HOA. This home has been meticulously cared for and is in brand new condition. Note - Walking distance to the upcoming ''Novant Medical Center Campus'' with a 32,000 sq ft facility offering Primary and Specialty care along with an ''Emergency Care facility'' 11,000 square feet with 10 exam rooms, one trauma room, and one triage bay. Slated for Opening late 2026!Built with all the latest and greatest upgrades, this Calhoun model is constructed with a raised foundation, 10ft. ceilings...8ft. doors, Cement siding, Hardie Architectural Columns for durability, 30-year Architectural Roof and easy clean pull-down windows (without going outside). LED lighting, Ring video doorbell and camera alert system, front door Schlege keypad for quick access and alarm. Remote access to the garage door through your phone app. Check out this upgraded gourmet kitchen! Family size quartz countertops, subway tile and the stainless steel hood vents outside. GE Profile series appliances, including a convection microwave, convection oven, and "Quiet" dishwasher. Plus, a no handle black stainless steel Samsung refrigerator (extra large capacity), and Samsung large capacity washer and dryer including WiFi smart technology, an auto sink in the washer, and Steam dryer with 3 more years on the warranty! The Calhoun is one of the most desired floor plans for its multigenerational layout. Three ensuites, including the Primary suite on the main level with spa bathroom and large oversized shower, Primary Owner's own personal laundry room, large walk-in closet, and separate linen closet all dedicated to the Primary Suite. All upstairs ensuites have walk-in closets, ceiling fans and custom installed shower rods in all of the private bathrooms. Also upstairs is a walk-in ADDITIONAL laundry room for your extended family. An oversized additional family room, library and office/bedroom with private access to an outdoor balcony. Enjoy sunsets, views of neighborhood holiday parades, and beautiful Charleston weather with breezes year round. Upgrades include LVP throughout the entire main level, upstairs main living areas and office just off the private balcony. Ceiling Fans (oversized) in every room as well as upgraded additional lighting on the main level. Upgraded outdoor lighting installed on separate garage with motion sensor, and dusk to dawn auto on/off. Custom made plantation blinds and beautiful 9ft Velvet Climate control decorator curtains keep heat out during the Summer and cold out during the Winter, plus sound and light control. Storage Closets throughout for all your needs, and an extended outdoor firepit/fireplace patio for grilling, guests and holiday entertainment. Enjoy your separate garage (workshop) with easy access to the kitchen for unloading groceries with easy egress/ingress. Plenty of parking for all your vehicles, golf carts and guests. Summer's Corner is highly desired for on-site schools including Sand Hill Elementary and Rollings Middle School of the Arts, and Ashley Ridge High School - walking distance from your home! Upon purchase, Owners will enjoy exclusive membership access to "The Club", which will feature five pools, including SC's largest lagoon pool, adult-only pools with swim-up bars and TVs, Water Slides for both adults and children. The community offers live music, trivia nights, karaoke, Sunday brunch, holiday events, Food Truck Wednesday's and Farmer's Market hosted several times a year all right in your neighborhood! If that's not enough, Publix, a new Mexican Restaurant, nail salon and more are set to move into the neighborhood early 2017. Legend Oaks golf club is located just around the corner. This is more than just a homeit's a lifestyle. Don't miss your opportunity to own this stunning, move-in ready executive home in one of the most vibrant and exciting communities in the Lowcountry. Charleston International Airport, Joint Base Charleston, Downtown Charleston and Summerville all are an easy drive away. Plus Plantation Row located on beautiful and scenic highway 61 makes for a gorgeous ride to West Ashley. Come see it today! Use preferred lender to buy this home and receive an incentive towards your closing costs!
Source: CTAR #25028759
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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