39705 Manzanita Dr Palm Desert, CA 92260
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About this home
Welcome to this beautifully maintained 2 bedroom, 2 bathroom manufactured home on a permanent foundation (433a), offering 1,440 sq. ft. of living space and pride of ownership throughout. Located in the sought-after Palm Desert Greens, a 55+ guard-gated community, this property qualifies for traditional financing and comes with access to resort-style amenities.Step inside to discover an open floor plan that creates a welcoming flow between the living, dining, and kitchen areas. The home is filled with thoughtful upgrades, including double-pane windows with shutters, ceiling fans in bedrooms and common areas, and a well-maintained HVAC system that provides excellent airflow. Flooring is a tasteful mix of wood panels and plush carpet in the bedrooms, adding both style and comfort.The kitchen is a highlight, featuring abundant counter space, all appliances included, and seamless connection to the dining and living areas--perfect for everyday living and entertaining. A bonus room off the side makes an ideal home office, hobby space, or guest retreat.Both bathrooms offer convenient walk-in showers, adding ease of use and modern functionality.Outside, this property shines. It's the only home on the street with a backyard, designed for entertaining with a low-maintenance astro turf lawn (no mowing, green year-round, water-efficient) and plenty of space for gatherings. The front patio offers another inviting spot for relaxing or hosting guests. Additional features include:Side yard faucet for easy gardening, pet care, or outdoor clean-upStorage shed for your toles or extra storage with lightingSolar system to help keep electricity bills low year-round🌴 Palm Desert Greens AmenitiesResidents of Palm Desert Greens enjoy:An 18-hole executive golf course3 pools and spasA clubhouse with restaurant and barTennis, pickleball, and bocce courts24-hour guard-gated security and low HOA duesThis home is a rare gem--beautifully cared for, thoughtfully upgraded, and move-in ready. Don't miss your chance to make it yours!Lease Option Available.
Source: CRMLS #219135633DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.