39872 Teal Dr Murrieta, CA 92562
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About this home
Welcome to this beautiful 4-bedroom, 2.5-bath home perfectly situated in the heart of Murrieta, one of the safest and most sought-after cities in the nation. With an open floor plan designed for today’s lifestyle, this home offers the ideal combination of comfort, convenience, and community. From the moment you enter, you’ll appreciate the spacious layout that flows seamlessly from the living and dining areas to the bright, inviting kitchen and family room—perfect for entertaining or simply enjoying everyday family life. The large family room with its cozy fireplace makes an ideal place for family movie or game night. All four bedrooms are located upstairs, creating a private retreat away from the main living spaces. Each room is generously sized, providing flexibility for family, guests, a home office, or hobby space. The primary suite features a comfortable layout with plenty of room to relax after a long day. The backyard is a true highlight, offering ample space for kids to play, pets to roam, or for you to create your dream outdoor oasis. Whether you envision weekend barbecues, a garden, or just a peaceful place to unwind, this yard delivers the room to make it your own. The location couldn’t be better. Enjoy easy access to both the 215 and 15 freeways, making commuting a breeze and putting you close to Murrieta’s best shopping, dining, and entertainment options. Families will especially love being within walking distance of award-winning Avaxat Elementary School and surrounded by numerous parks, playgrounds, and recreational activities that make this neighborhood a true gem for all ages. Adding to the appeal are ultra-low property taxes and no HOA, which not only keep monthly costs impressively affordable but also make this home more loan-friendly for buyers—a valuable advantage in today’s market. Murrieta is consistently ranked among the safest cities in the U.S., giving you peace of mind and a wonderful place to call home. Don’t miss this rare opportunity to own a spacious, centrally located home in one of Southern California’s most desirable communities. Come see why so many families choose Murrieta for its outstanding schools, vibrant parks, and unmatched quality of life!
Source: CRMLS #SW25224821
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.