399 Saguache Dr Florissant, CO 80816
Your savings
About this home
Welcome to your mountain retreat in the heart of Colorado! This beautifully maintained home is surrounded by pristine countryside, offering the perfect blend of peace, comfort, and natural beauty. Whether you are searching for a weekend getaway or a permanent residence away from the hustle and bustle of the city, this property is truly a rare find. Step inside and enjoy warm, inviting living spaces filled with natural light and mountain charm. The thoughtful layout makes the home ideal for cozy evenings by the fire, family gatherings, or simply relaxing after a day outdoors. Every window frames stunning views, allowing you to fully experience the changing seasons and abundant wildlife right outside your door. One of the standout features of this property is the impressive workshop and storage building. Complete with electricity, this outbuilding provides endless possibilities, whether you need space for your tools, hobbies, or equipment, or you have been dreaming of the ultimate garage, studio, or workspace. With so much additional storage, everything has its place while keeping the main home uncluttered. Situated in one of Colorado’s most desirable mountain settings, this home offers unmatched access to hiking, fishing, and outdoor adventures, while still being convenient to town amenities. Do not miss your chance to own a piece of the Colorado lifestyle. Homes like this will not last long, so schedule your private tour today!
Source: PPMLS #5945210
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.