3991 Aransas Dr Belton, TX 76513
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About this home
Stunning 4-Bedroom, 3-Bath Home in Desirable Three Creeks – Belton ISD - Home also has a VA ASSUMABLE LOAN AT 2.75% as a potential option for qualified buyers. Located in the sought-after Three Creeks subdivision, this beautifully maintained single-story home offers 4 spacious bedrooms and 3 full bathrooms, including a private en-suite guest room—perfect for visitors or multigenerational living. The home has been freshly repainted throughout, with every wall, baseboard, and ceiling looking like new, and it will convey with a brand-new roof, ensuring long-term peace of mind for the next owner. Thoughtfully designed, this residence features two water heaters, a front and backyard irrigation system, and an open-concept layout ideal for family life and entertaining. Zoned to highly regarded Belton ISD, it offers the perfect balance of suburban tranquility and commuter convenience. The Three Creeks community is known for its scenic walking trails, creekside views, and access to community amenities that include pavilions, parks, and nature paths ideal for an active lifestyle. Tucked along Stillhouse Road, between Highway 190 and I-35, you’ll enjoy easy access to Georgetown, Round Rock, Austin, or a short commute to Fort Hood. This move-in-ready gem offers the best of Central Texas living—modern updates, neighborhood charm, and location convenience. Schedule your showing today!
Source: CENTRALTEXAS #585731
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.