3995 Longhill Dr SE Warren, OH 44484
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About this home
Welcome to this beautifully updated 5-bedroom home, offering the perfect combination of space, comfort, and style. Located in a desirable neighborhood with Howland Schools and Warren Township taxes, this home has been meticulously cared for and thoughtfully upgraded to blend modern living with timeless appeal. From the moment you arrive, you'll be impressed by the curb appeal. A new concrete driveway, pristine landscaping, and a well-maintained exterior with vinyl siding and a 2012 roof set the tone for what’s inside. Step inside to an expansive layout, designed for both everyday living and entertaining. The main floor features a spacious kitchen with a breakfast area, and a seamless flow between the living, dining, and cozy family room. Relax in the sunlit sunroom, a perfect retreat for morning coffee or peaceful evenings. The main floor also includes a bedroom, ideal for an office or guest room. Downstairs, the full basement offers even more potential with two large rooms currently serving as a recreation space, plus a laundry area and full bathroom. Upstairs, you'll find three additional bedrooms, including a master suite with convenient bathroom access. The outdoor living space is a true highlight. Step out onto the newly laid concrete patio, leading to a gazebo and pool area with a custom gas fire pit and Pergola—perfect for evening gatherings or summer BBQs. The backyard offers privacy and beauty, making it ideal for play, relaxation, or entertaining. Recent updates include a newer furnace, A/C, garage door & opener, front door, 6-panel doors, and fresh paint throughout the first floor. Vinyl windows, updated insulation, and duct cleaning ensure energy efficiency and comfort all done between 2012 -2013 This home is more than just a property—it’s a place to create lasting memories.
Source: MLSNOW #5157443
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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