4 Mustang Trl Sonoita, AZ 85637
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About this home
Do you dream of a custom luxury home paired with an amazing equestrian facility? Located In Sonoita, in the heart of Arizona's stunning wine country, the high-desert elevation of nearly 5,000 feet gifts you a perfect climate with mild summers that rarely exceed 100 degrees. With panoramic views for days across rolling grasslands and majestic mountain ranges, welcome to 4 Mustang Trail. This exquisite 3-bedroom, 3-bathroom stunner is a rare find, perfectly positioned on 8+ acres and offering a masterful blend of refined living and a professional-grade horse property. From the dedicated 40x60 horse stalls to the 5 fully fenced acres with top rail no climb the property also shows off its massive 20x25 custom shop. 4 Mustang Trail has been meticulously designed for those who appreciate space, custom craftsmanship, and the freedom of rural living without sacrificing convenience.This beautifully designed three-bedroom, three-bath custom home blends timeless architecture with inviting comfort. At the heart of the property lies a serene courtyard, complete with a bubbling fountain the perfect setting for morning coffee or evening gatherings under the stars. Inside, an open great-room design creates a bright, spacious flow ideal for entertaining or relaxing. High ceilings, rich finishes, and thoughtfully placed windows enhance the sense of warmth and light throughout. A private library nook offers a quiet retreat for reading or reflection, adding to the home's refined yet welcoming atmosphere. This incredible back yard was designed for year-round entertaining. The area seamlessly extends your home's footprint, providing the perfect setting for relaxing evenings or large gatherings. For the hobbyist or collector, not only does this home have a three car garage but also has a substantial 20x25 shop with custom shelving that offers secure storage, a dedicated workspace, or a haven for your projects. This 20x25 shop is wired with three 110 circuits and one 220 circuit, (the 220 is wired but not hooked up). In addition, the property is equipped with dedicated, easily accessible RV/boat parking, ensuring all your toys and equipment have a safe, organized home. With amazing location, cooler temperatures, a gorgeous welcoming home and amenities to fit most any hobby, what are you waiting for?
Source: ARMLS #6944761
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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