4 Piedmont Connector Toccoa, GA 30577
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About this home
Charming Home with Room to Grow - Welcome to this delightful 3-bedroom, 2-bathroom home nestled in a peaceful, established neighborhood in Toccoa! This well-maintained home offers the perfect blend of comfort, convenience, and flexibility for today's lifestyle. Step inside to find a spacious living area filled with natural light, neutral tones, and an easy flow into the kitchen and dining area. The kitchen features plenty of cabinet space, a breakfast nook, and views of the backyard - perfect for everyday living or entertaining guests. Enjoy your morning coffee in the bright and inviting sunroom, a perfect spot to relax and unwind. The home also features a large flex room that's ideal for a game room, media room, home school space, or home office-the possibilities are endless! The primary suite with an en suite bathroom, while the additional bedrooms provide space for family or guests. Step out back to a level yard with plenty of room for pets, gardening, or outdoor play. Attached carport with storage room Low-maintenance landscaping Quiet, established neighborhood Convenient to downtown Toccoa, shopping, dining, and schools Easy access to Hwy 17 and Hwy 123 Whether you're a first-time buyer, downsizing, or looking for a great investment, this home is full of charm and potential. Call today to schedule your private tour and imagine the possibilities at 4 Piedmont Connector!
Source: GAMLS #10573161
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.