40 Couch Ct Senoia, GA 30276
Your savings
About this home
Timeless Craftsman Beauty with Resort-Style Amenities in Fox Hall Step into this stunning Craftsman-style home, where classic charm meets modern convenience. From the welcoming rocking chair front porch to the thoughtfully designed interior, this 4-bedroom, 3-bath, 2,478 sq.ft residence offers space, style, and comfort for every lifestyle. Main Level Highlights: The heart of the home is a gourmet kitchen featuring rich hardwood floors, gleaming granite countertops, and a spacious breakfast bar-perfect for casual meals or entertaining guests. The kitchen flows seamlessly into a dramatic 2-story great room, anchored by a cozy fireplace and filled with natural light. Included Whirlpool stainless steel appliances-range, dishwasher, and microwave-make cooking a breeze. A formal dining room with hardwood flooring adds elegance for special occasions. A versatile main-level bedroom or office with a full bath offers flexibility for guests, remote work, or multi-generational living. Upstairs Retreat: The expansive owner's suite is a true sanctuary, complete with a tranquil sitting area and a generous walk-in closet. The luxurious en-suite bath features a 5-foot tiled shower, a separate garden tub for soaking, and dual vanities for added convenience. Community Perks at Fox Hall: Live like you're on vacation every day with access to premium amenities: A spacious clubhouse with fitness center Jr. Olympic-sized pool with a thrilling water slide Tennis and volleyball courts for active fun Picnic pavilions and playgrounds for family gatherings and outdoor enjoyment Ideal Location: Nestled in the sought-after Fox Hall community, you're just 20 minutes from Newnan or Peachtree City, offering easy access to shopping, dining, entertainment, and top-rated schools. The seller is highly motivated, and open to all reasonable offers!
Source: GAMLS #10610859
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.