40 Jada Ln Brunswick, GA 31523
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About this home
European-Inspired Estate on 6.3 Acres with Pool, Equestrian area & Endless Possibilities! 15,000 in negotiable seller concessions for buyer to use toward closing costs and or rate buy down. Just 3 miles from I-95 Exit 29, this one-of-a-kind 4-bedroom, 3-bath stucco home sits on 6.3 acres and blends classic European garden estate charm with modern comforts. Zoned AF (Forest Agricultural), this unique property offers space, style, and versatility - perfect for those seeking privacy, room to grow, or a hobby farm lifestyle. From the moment you enter, attention to detail shines. The formal dining room features custom tiled and wood-inlaid floors, a vaulted ceiling with wood coffers, and timeless elegance. The kitchen boasts granite countertops, stainless steel appliances, and a breakfast bar that flows into a cozy breakfast nook with a stained tongue-and-groove wood ceiling. The great room is a showstopper with cathedral ceilings, a fireplace, and access to the covered patio and sparkling in-ground saltwater pool with lanai and oversized deck - perfect for entertaining. The split bedroom layout includes: A private guest suite and full bath off the kitchen hallway, Two additional bedrooms with a Jack-and-Jill bath (double vanity & separate shower/tub room), A spacious primary suite with double tray ceiling, corner fireplace, two walk-in closets, and a luxurious bath featuring vaulted ceilings, dual vanities, a garden tub, and a large tiled walk-in shower. Step outside and enjoy the exterior of the 1acre house lot with an inground pool / covered back porch and additional covered lanai. RV parking - including 240/50 and 120/30 hookups, water, and sewer. The second 1-acre lot with horse corral and two open stables, a chicken coop, an additional 4.375-acre parcel offers a picturesque pond and cleared area ideal for gardening, future development, or additional livestock. Conveniently located: Under 40 minutes to NSB Kings Bay, 15-20 minutes to FLETC, Jekyll Island, and St. Simons Island, less than 10 minutes to schools, shopping, and dining, Homes like this are incredibly rare - don't miss your chance to own this peaceful retreat with space to dream big. Schedule your private showing today!
Source: GAMLS #10540975
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.