4001 E Sunflower Cir Labelle, FL 33935
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About this home
Nestled on a coveted corner lot, this welcoming 3-bedroom, 2-bath home captures the tranquil charm of Florida living under the canopy of majestic, mature oaks. These giants drape the property in cooling shade, making outdoor spaces comfortably livable even in our sultry months. Adding to its appeal, the lot backs onto a sweeping greenbelt, creating an open, airy feel that’s rare among tightly packed neighborhoods — a quality many buyers crave. Inside, the home has been updated with impact windows and an impact door, and features low-maintenance tile and laminate flooring throughout — ideal for homes with kids or pets. The heart of the home is the generous eat-in kitchen, with abundant cabinet and counter space, a multi-shelf pantry, and an adjacent dining area that opens to the backyard via sliding glass doors — perfect for indoor-outdoor entertaining. The master suite includes its own private bath, while the secondary bathroom offers a shower/tub configuration. A utility room just off the garage provides space for laundry hookups and extra storage. At the front, a screened porch offers a cozy spot to sip morning coffee in dappled shade or relax in the evening breeze. In the backyard, a 10' × 20' outbuilding wired for electricity is ready to house tools, lawn equipment, or hobbies. Located in Port LaBelle, this home strikes a balance between convenience and rural serenity — close to schools, shopping, and dining, yet feeling peacefully removed. Schedule your private tour today.
Source: FORTMYERS #225074585
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.