4001 Shepherd St Brentwood, MD 20722
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About this home
***PRICE IMPROVEMENT*** two open houses this weekend! come see it in person! Welcome to 4001 Shepherd Street, a detached American Foursquare-style home with Craftsman touches, including a pitched gable roof, decorative shingle siding, and a wide wraparound porch that enhances its timeless curb appeal. The main level offers multiple entrances, hardwood floors, a light-filled living room with a gas fireplace, a spacious dining room, and a beautifully renovated kitchen with marble countertops, stainless steel appliances, and subway tile backsplash. A main-level bedroom with an ensuite bath adds flexibility for guests or a home office, while the layout flows easily for modern living. There are over $70,000 in thoughtful owner investments and upgrades that add significant value for the next owner. Upstairs, you will find three generous bedrooms and three full baths, each finished with carefully selected tile patterns that bring both style and character to the home. The primary suite enjoys access to a private outdoor space, adding a retreat-like element that pairs perfectly with the privacy of the expansive backyard. With ample space for gardening, entertaining, or simply relaxing, this property offers rare outdoor versatility so close to the city. Life in Brentwood means you are connected to a community with its own identity and history, while also being just minutes from some of the region’s most unique destinations. A weekend can start at the Gateway Farmers Market, continue with a stroll through the vibrant arts scene of Mount Rainier and Hyattsville, or a reflective walk along the Anacostia Branch Trail. The Bladensburg War Memorial offers a surprising window into local history, while neighborhood green spaces, bike paths, and community events keep everyday life grounded and connected. Here, you get the best of both worlds: a home with character, space, and value in a neighborhood with its own charm, plus easy access to all the culture and amenities of the greater DC area.
Source: BRIGHT #MDPG2166698
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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