4001 Triton Ives Dr Auburn, GA 30011
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About this home
Assumable Loan Available at 3.758% via ROAM! Stunning 6-Bedroom, 3.5-Bath Southern Charmer in Mineral Springs Crossing! Welcome to one of the largest and most impressive homes in the highly coveted Mineral Springs Crossing community! From the moment you step inside the inviting entry foyer, you’ll feel right at home. A formal dining room and additional flex space—perfect for a home office—set the tone for versatile living. The spacious family room features plush luxury carpet and a gorgeous stone fireplace, ideal for cozy movie nights. An open view to the kitchen keeps you connected with guests while entertaining. The chef’s kitchen offers abundant cabinetry, a center island for cooking or extra seating, and sleek stainless-steel appliances. Step outside to a large deck with tranquil lighting—your favorite spot for morning coffee or evening mocktails. Upstairs, prepare to be wowed by the oversized primary suite! This retreat boasts a striking trey ceiling, generous sitting area, and a spa-like en-suite with a custom-tile luxury shower, soaking tub, double vanity, and walk-in closet. Four additional bedrooms and extra bathrooms provide space for everyone. The fully finished basement is a dream for multi-generational living or rental income. Complete with its own entrance, full kitchen, living and rec areas, flex space for a gym or media room, a sixth bedroom, full bath with step-in shower, laundry with stacked unit, and large walk-in closet—this level has it all. BRAND NEW ROOF 9/3/25! Enjoy the covered flagstone patio for summer BBQs or cozy bonfires. Set on a large lot with a spacious backyard, side yard, and two storage sheds, this property truly has it all. Located in sought-after Auburn, close to schools, shopping, and dining—don’t miss your chance to own this exceptional home. Schedule your private showing TODAY!
Source: FMLS #7670743
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.