4009 Sweetbriar Dr Garland, TX 75042
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About this home
Welcome to a beautifully updated 3-bedroom, 2-bathroom home nestled in an established Garland neighborhood within the highly sought-after Richardson ISD. New Roof installed August 2025. This charming single-family residence offers the perfect blend of comfort, style, and convenience. Step inside to find an oversized living room flooded with natural light from a large picture window overlooking the front porch. The open-concept layout seamlessly connects the living and dining areas, making it ideal for both everyday living and entertaining guests. The home features newly installed windows throughout, enhancing energy efficiency while brightening every room. Both bathrooms have been tastefully renovated with modern tile work and contemporary finishes, giving the home a fresh and inviting feel. A partially converted garage offers additional storage or flexible space to suit your needs. Step outside and you'll find a spacious backyard shaded by mature trees and complete with a large deck — perfect for weekend barbecues, morning coffee, or simply unwinding after a long day. Enjoy the convenience of being just a short walk to the nearby elementary school, along with easy access to shopping, dining, and major highways. Whether you're a first-time buyer, growing household, or someone looking to downsize without compromise, this home checks all the boxes.
Source: NTREIS #21067620
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.