401 High Ridge Meadows Dr Gonzales, TX 78629
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About this home
Welcome to 401 High Ridge, a charming 4-bedroom, 2-bathroom family residence set on 2.5 peaceful acres in historic Gonzales, Texas. This fenced property offers the perfect blend of country living, privacy, and modern convenience. The spacious acreage includes a fenced pasture area, previously used for horses to roam freely – ideal for livestock, pets, hobby farming, or simply enjoying wide-open space. Whether you're looking to raise animals, grow a garden, or create your own private retreat, this property provides endless possibilities. Inside, you'll find a comfortable family home with 4 bedrooms and 2 full bathrooms perfect for growing families or those seeking extra space for a home office. The quiet, peaceful setting makes this an exceptional choice for remote workers who want to escape the noise of the city while staying connected. Additional features include RV hookups, allowing you to accommodate visiting family or guests with ease. Located in the heart of historic Gonzales, Texas, this property offers a rare opportunity to own a piece of Texas heritage while enjoying modern country living. Whether you're looking for a family residence, a small farm, or a peaceful retreat, 401 High Ridge delivers on all fronts. Key Features: Gated for privacy and security. Fenced pasture area for animals or recreation 2.5 acres of usable land with endless possibilities RV connections for guests or extended family Quiet, peaceful neighborhood perfect for families Ideal for remote work or retirement Versatile property – small farm, hobby ranch, or private estate.
Source: ACTRIS #9489391
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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