4015 SE 15th St Ocala, FL 34471
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About this home
Welcome to your new home in the desirable Crestwood neighborhood of Southeast Ocala! This charming single-family home, originally built in 1972, offers 4 spacious bedrooms and 2 bathrooms, encompassing 2,089 square feet of comfortable living space. Priced to Sell, this property is perfect for those seeking a combination of space, location, and potential. As you enter, you'll be greeted by a generous interior layout featuring large living and bonus rooms, ideal for family gatherings or creating a home office. The large bedrooms line the east side of the home, connected to a dual vanity bathroom by a long private hallway, with the Primary located in the rear of the home. The eat-in kitchen is equipped with ample cabinet space, a kitchen island and sliding glass doors providing a seamless transition to the screened patio & fenced backyard. The exterior boasts a 0.32-acre lot, offering plenty of outdoor space. Enjoy the screened, in-ground pool, which is ready for resurfacing presenting buyers with a wonderful opportunity to customize. A large shed and vegetable gardens line the backyard along with mature trees all around. A two-car attached garage adds convenience and storage. Situated near several top schools, Jervey Dent park & ball fields, the Ocala YMCA and multiple shopping centers, this home offers both tranquility and convenient accessibility. Whether you're an investor or a buyer looking to add personal touches that today's new construction can't deliver, this property provides the perfect canvas to create your dream home. Don’t miss out on the potential for immediate equity through kitchen and bathroom renovations, as well as pool enhancements.
Source: STELLAR #OM706468
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.