402 Devnet Fld Cibolo, TX 78108
Your savings
About this home
Modern Living in Cibolo - Spacious 4-Bedroom on a Premium Cul-de-Sac Lot Welcome to your dream home in Cibolo! Situated on a large cul-de-sac lot with no backyard neighbors, this stunning 4-bedroom, 2.5-bath, two-story home is only 2 years old and offers the perfect blend of space, comfort, and convenience. From the moment you pull up, the curb appeal sets the tone-clean lines, a long driveway, and a quiet location tucked away at the end of the street. Inside, you'll find a functional and open layout starting with a private home office just off the entry, ideal for remote work or homework headquarters. The heart of the home is the spacious living room with large windows that flood the space with natural light. The open concept kitchen features white shaker cabinets, granite countertops, stainless steel appliances, and a large island with bar seating, perfect for hosting friends or making pancakes on Sunday morning. A sunny dining area looks out onto the oversized backyard, offering views with no rear neighbors for added peace and privacy. Upstairs, a large game room provides additional living space for movie nights, gaming setups, or a playroom-and it opens up to a private balcony, the perfect place to enjoy your morning coffee or unwind at sunset. All four bedrooms are generously sized, including a spacious primary suite and a luxurious en-suite with a walk-in shower and double vanity. The massive backyard is a blank canvas, fully fenced, ready for pets, kids, or your dream garden. And with the future community amenity center planned just around the corner, you're investing in not just a home, but a lifestyle. Whether you're looking for a family-friendly neighborhood, modern finishes, or flexible spaces for work and play, this home delivers it all and then some.
Source: SABOR #1915662
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.