402 Ohio Way Kissimmee, FL 34759
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About this home
Beautifully Maintained Home — 402 Ohio Way Your Florida Retreat in Vibrant Poinciana! Perfect as a primary residence or an investment opportunity… you decide. Welcome to this impeccably cared-for and thoughtfully upgraded home nestled in the heart of Poinciana’s thriving and rapidly expanding community. Move-in-ready and crafted for today’s modern buyer, this property delivers the ideal combination of comfort, style, and exceptional energy efficiency. Inside, you’ll find 3 spacious bedrooms and 2 beautifully remodeled bathrooms, each showcasing elegant, high-quality finishes designed to offer timeless appeal and long-lasting peace of mind. Recent Upgrades & Major Highlights: New Roof (2021) with Solar Panels — enjoy exceptional savings with average utility bills of just $30–$35/month, Solar panels will be fully paid off at closing. New A/C Unit installed just 9 months ago. New Water Heater (2024) Complete Electrical Upgrade — brand-new breaker box and outlets throughout. New Garage Door Opener plus a convenient utility sink in the garage. 4-Point Inspection completed for added confidence Step outside and embrace the Florida lifestyle. Situated on a generous corner lot just under ¼ acre, this property offers a fully fenced backyard perfect for relaxation and entertainment. Host memorable gatherings, cultivate your dream garden, enjoy quality time with family, or cool off in your sparkling above-ground pool. With abundant yard space, the possibilities for personalizing your outdoor oasis are endless. A Location That Stands Out! Convenience meets comfort with this superb location. You’re only minutes away from shopping, dining, healthcare, banking, and a public park all within a short 10-minute drive. As Poinciana continues its impressive growth, this home becomes not only a wonderful place to live but also a strategic, forward-thinking investment. With all major updates already completed, your only task is to move in and start enjoying the very best of Florida living. Schedule your private showing today and discover why 402 Ohio Way is the home you’ve been waiting for!
Source: STELLAR #S5126488
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.