4025 Dublin Rd Columbus, OH 43221
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About this home
Escape to a serene country setting just minutes from Hilliard's Mill Run area and I-270. This Norwich Township property offers city water and more than 1.5 acres surrounded by a small creek, dense woods, and a newly planted orchard—your own private retreat with easy access to the city. Inside, natural light pours through walls of windows into the dramatic two-story family room with fireplace. The entry level features a four-season sunroom ideal as an artist's studio or reading nook, an elegant dining room, and a gourmet kitchen overlooking the orchard. The spacious primary suite provides convenient first-floor living, while an in-law suite with full bath, 1/2 bath for guests and a large laundry room add comfort and flexibility. Upstairs, an expansive loft and two generous bedrooms are joined by a Jack-and-Jill full bath. Outside is where the fun begins: a covered front porch welcomes guests, while a large back patio and a second-floor balcony offer multiple spaces for outdoor entertaining and enjoying the views. A cedar-fenced yard, meandering creek, wooded walking path, and fire-pit area create the perfect backdrop for relaxation. A massive three-car garage and an Amish-built storage shed provide exceptional space for vehicles, hobbies, and equipment. Over $275,000 in recent improvements include all-new HVAC with 11 ductless mini-splits, a new roof, tankless water heater, cedar fencing, retaining wall, and complete interior and exterior repainting—plus much more (see improvement list in the documents section). This home seamlessly blends modern amenities with a tranquil, countryside feel—schedule your private showing today!
Source: COLUMBUSOH #225036817
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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