4026 Denton Loop Statesboro, GA 30461
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About this home
Custom home in Johnson Run! No details were left out in this jaw dropping home for sale. Walk in the front door and you're greeted with beautiful flooring and custom features from start to finish. At the front of the home is an office with French doors, and across from that is the dining room which leads straight to the kitchen. In-between the dining room and kitchen, you'll find the perfect setup for an elegant coffee bar, as well as the walk in pantry. The kitchen is the star of the show with floor to ceiling custom cabinetry, stainless steel appliances, and a huge island with an eat-at bar. The farmhouse sink is situated under large windows that look out into the backyard. The kitchen is open to the living room, that has built-in shelving and cabinetry giving it a special unique touch and charm. Upstairs, is a separate living area, perfect for a playroom or an extra space to relax. All four bedrooms are on the second level, each offering spacious retreats and good closet space. The master suite is cozy and elegant with walk-in closets and a bathroom that will give you bragging rights! It has double vanities, a soaking tub, and a luxurious walk-in tile shower. The backyard is already set up with a privacy fence, and with a 0.84 acre lot, it gives plenty of space for entertaining and play! The covered porch off the back of the home is the perfect place for your morning coffee or unwinding after a long day. Join the Johnson Run community and have access to the neighborhood amenities which include a pool, a pavilion, tennis courts, and playground. All of this within Southeast Bulloch school district!
Source: GAMLS #10607417
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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