4026 Villagewood Ln Ellenwood, GA 30294
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About this home
Welcome to 4026 Villagewood Lane, a stunning 4-bedroom, 2.5-bath home in the heart of Ellenwood. Built in 2018 and offering over 2,600 square feet of living space, this residence blends modern comfort with timeless style. From the moment you step inside, you're greeted by a bright, open floor plan featuring high ceilings, beautiful finishes, and plenty of room for both everyday living and entertaining. At the center of the home is a chef's kitchen, a spacious counters, walk-in pantry, and abundant cabinetry. It flows seamlessly into the inviting family room, complete with a cozy fireplace-perfect for gatherings with friends and loved ones. Upstairs, retreat to the oversized primary suite, featuring its own sitting area, a generous walk-in closet, and a spa-like bath with double vanities, a soaking tub, and separate shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Set on a private, level lot, the backyard is ideal for outdoor living, gardening, or play. The exterior offers curb appeal and lasting durability, while the two-car garage and wide driveway provide plenty of parking. Located in a peaceful community with low HOA fees, this home also offers quick access to I-675 and I-285, making your commute into Atlanta a breeze. If you've been looking for a home that combines space, style, and convenience, 4026 Villagewood Lane is the perfect choice. Don't miss the opportunity to make this Ellenwood gem your own! Seller is offering up to $10k with full offer!!!!!!!!
Source: GAMLS #10601790
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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