4029 2nd Ave SE Naples, FL 34117
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About this home
Experience the perfect blend of modern design and serene privacy in this stunning newer construction, 3-bedroom plus a Den, 3-bath, two-story pool home situated on over an acre of land in highly sought-after Golden Gate Estates. From the moment you arrive, you’ll be captivated by the home’s sleek architecture, expansive paver driveway, and lush surroundings that back up to a peaceful preserve for ultimate privacy. Inside, soaring ceilings, and polished porcelain tile floors create an open and airy atmosphere filled with natural light. The gourmet kitchen is a showstopper—featuring custom white cabinetry, quartz countertops, a striking hexagon tile backsplash, a massive island with waterfall edges, and top-of-the-line stainless steel appliances—perfect for entertaining or everyday living. The open-concept great room flows effortlessly to the outdoor living space, where you can relax by the sparkling pool and enjoy tranquil views of your oversized backyard and the natural beauty of the Estates. The spacious owner’s suite offers a luxurious retreat with a spa-inspired ensuite bathroom and generous closet space. Each additional bedroom provides comfort and flexibility, ideal for family, guests, or a home office. Additional highlights include a two-car garage, impact windows and doors, modern finishes throughout, and ample room for a guest house or additional storage building on your acreage. Located just minutes from shopping, dining, top-rated schools, parks and Naples’ world-famous beaches, this home combines contemporary style with the peaceful lifestyle of Golden Gate Estates. Free One Year American Home Warranty comes with this home!
Source: FORTMYERS #225079558
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.