4029 Bridle Ct Palmdale, CA 93551
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About this home
PRICE REDUCTION!! Welcome to this exceptional single-story residence in the exclusive Joshua Ranch community of Palmdale! Designed with modern luxury, cutting-edge technology, and eco-friendly features, this home offers the perfect blend of comfort, style, and functionality. Inside, you’ll find 3 spacious bedrooms plus a dedicated office and 2.5 bathrooms. The gourmet kitchen is a chef’s dream—featuring top-of-the-line Bosch appliances, a Bertazzoni range, double oven, large center island, and sleek finishes throughout. The open-concept layout flows seamlessly into the living and dining areas, enhanced with integrated surround-sound wiring, a smart water heater, and energy-efficient smart appliances to keep your lifestyle both convenient and sustainable. Entertainment upgrades!! including a 16-camera security system with receiver, an 85” TV and surround-sound system in the main living area, plus an additional TV, surround sound, and outdoor seating in the California room, all come with the purchase of this home! Custom double sliding doors open to the backyard oasis, where you’ll find a built-in BBQ, gazebo, and patio deck—perfect for hosting family and friends. Additional highlights include fully owned solar panel system, garage with recessed lighting and EV charger-ready connection, quiet gated community with nearby hiking trails and close to freeways, shopping, dining, and top-rated schools. This is more than just a home—it’s a complete lifestyle. Don’t miss your chance to own this stunning, move-in-ready property in one of Palmdale’s most sought-after neighborhoods!
Source: CRMLS #SR25180054
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.