403 N Maple St Sallisaw, OK 74955
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About this home
PRICED BELOW APPRAISAL! Welcome to this charming brick home that's been well-maintained and is ready for new owners to make it their own. Built in 2003, this three-bedroom, two-bathroom house offers 1,236 square feet (per CH) of comfortable living space with practical features throughout. The home showcases beautiful laminate flooring and granite countertops that add both style and durability to your daily routine. You'll appreciate the two-car garage for convenient parking and storage, while the large backyard provides plenty of space for outdoor activities. Most of the yard is fenced, making it perfect for pets or children to play safely. There's even a handy storage building included for all your extra belongings. Sallisaw has really grown into a fantastic place to call home. The town now features a new Veterans Affairs center, along with plenty of dining options, shopping opportunities, library services, and entertainment venues. You'll find everything you need within easy reach. Everyone will love the location, with Sallisaw schools just two miles away. For summer fun, a new pool and splash pad are less than a mile from your front door. Healthcare needs are covered too, with the hospital also within a mile of the property. This home combines the comfort of modern amenities with the convenience of small-town living. The thoughtful layout and well-maintained condition make it move-in ready, while the established neighborhood and growing community amenities provide long-term value and enjoyment for years to come.
Source: MLSTECHNOLOGY #2535612
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.