403 Red Hawk Dr Leander, TX 78641
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About this home
BRING YOUR OFFER!!! Short Sale-Offer to be accepted subject to lender approval. Please allow extended response time. Home is being sold as-is; seller will not make repairs. Great opportunity for buyers willing to navigate short sale process! FRESH UPDATES & Repairs NOW ready for new owner! 6 Bedroom, 3.5 Bath HOME-Room for EVERYONE!!! Buyers Agents WELCOME! Main-level Primary Bedroom updates include New flooring, Paint, Modern Ceiling Fan, Bay Windows prof. tinted for Energy Savings! Primary Bath updates include GORGEOUS new Double Vanity featuring TONS of storage, soft-close cabinetry. Modern Newly Tiled shower & hardware, Large walk-in closet. Jetted Jacuzzi tub…ahhh! Upstairs-5 bedrooms-all NEW carpet & flooring! New paint, new vanity w/soft close cabinetry in one of your TWO secondary FULL bathrooms! HUGE Flex Room flowing natural light! Game room? Living room? So many options! Large laundry room-new flooring, paint, convenient hanging area & shelving! PLUS closet! Living area down-features professionally tinted windows-maximize Energy Savings! Fantastic layout, granite counters, Smart Faucet, pot/pan storage organizer, walk-in pantry. Adjacent Formal Dining room could also be a FANTASTIC Home Office with closable custom barn doors-stain/paint or remove them to suit your style! Kitchen area also has a convenient breakfast dining space leading out to your covered patio overlooking that DREAMY backyard! Just a PERFECT blend of Shady Oak tree covered & Sunny playtime areas! HUGE patio extension to maximize outdoor entertaining! Garage fully finished, new ceiling mounted shelving, NEW garage door! WALK to the elementary & middle schools, make quick runs to HEB grocery, the Library, City Parks, with tons of dining & shopping options are so close. Or… Grab a towel, your lunch and walk down to your neighborhood POOL and Park, perfect for leisurely strolls any time!
Source: CENTRALTEXAS #549851
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.