403 Saint Anns Dr Winter Haven, FL 33884
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About this home
Back on Market!! Seller MOTIVATED!! NEW ROOF to be installed 10-27-25. Welcome HOME!! WOW, It is time to get into this Spacious 3 bed 2 bath SALT POOL HOME located in the quiet and well maintained community of Planter's Walk in SE Winter haven, Florida!! LOCATION! LOCATION!! Do you love LEGOLAND( within 2 miles), Disney, The Central Florida area offers Camping, Fishing, Floating & Kayaking in the Springs? Medical, Shopping malls, Grocery and Restaurants are all located within a close distance as well! LOW HOA of only $100/ year. This home is located in the back of the community on a CORNER LOT!! The interior offers an OPEN and Inviting Floorplan, SOARING Vaulted Ceilings, Gorgeous WOOD look and Neutral Tile floors throughout the home. NO CARPET!! This split plan home features two guest Bedrooms and a Generous 15x14 BONUS room near the Kitchen that could be utilized for an Office, Game room or playroom. Spacious Dining area adjacent to the Breakfast bar seating Really allows the BEAUTIFUL Kitchen with Stainless appliances and STORAGE GALORE to FLOW into the Family and Dining areas make a GREAT ROOM for entertaining! The Owners suite comes equipped with a Generous layout that will accommodate a KING & QUEEN- including an ON-Suite bathroom, Walk in shower, Walk in closet & Vaulted ceilings! The Beautiful Pool area incudes a covered area, room to GRILL & CHILL, SCREEN ENCLOSURE and a GLISTENING SALT POOL! Pool pump replaced in 2023. ADT Security system included! Don't miss the chance to OWN your very OWN POOL HOME!!
Source: STELLAR #L4950593
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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