4030 Babbitt St Charleston, SC 29414
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About this home
Designed to impress at every turn this This stylish West Ashley townhome is designed to impress with modern details, thoughtful updates, and low-maintenance living. From the moment you step inside, you'll notice the quality finishes and natural flow that make this home stand out.The open living area is filled with natural light, anchored by a cozy fireplace, and seamlessly connects to the kitchen--complete with tall white cabinetry, quartz countertops, tile backsplash, stainless steel appliances, and a peninsula for extra seating. The entire home features rich bamboo hardwoods--no carpet, no fuss--bringing both elegance and durability to every room.Bathrooms have been fully updated with designer tile, sleek fixtures, and spa-like finishes. The spacious owner's suite includes a serene en suite bath, perfect for unwinding at the end of the day. Designer trim and upgraded baseboards add an extra layer of polish throughout. Step outside through sliding glass doors to your private balconyan ideal spot for morning coffee or evening wind-downs. The fully fenced backyard offers a private retreat for entertaining, gardening, or simply relaxing. The attached garage provides convenience and bonus flex space for storage, a home office, or hobbies. Perfectly located in the heart of West Ashley, this home puts you minutes from shopping, dining, parks, and trailswith easy access to Downtown Charleston, major highways, and the beaches. This home is Move-in Ready, Fully Updated, Stylish, and Low-Maintenance Living Don't miss this opportunity to own a turnkey townhome in one of Charleston's most convenient and vibrant areas!
Source: CTAR #25017211
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.