4035 11th St E Bradenton, FL 34208
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About this home
Completely Remodeled - Better than New as many upgrades made from original builder model. You will be the envy of the neighborhood. This 2-Story Cottage Design Home features Upgrades Galore including: Hurricane/Storm & Energy Efficient Windows and Slider. Spray Foam Insulated Exterior Walls for added energy efficiency. Wood-Look Tile Floors throughout First Floor. Freshly Painted Interior. Premium Carpet in Bedrooms. Custom-Modern Tiled Shower in Master Bath with top line Fixtures. Beautifully updated kitchen boasting granite countertops, espresso wood cabinets, and a full suite of matching black appliances. The open layout connects seamlessly to the main living area — perfect for entertaining or everyday convenience. You will find elegant lighting fixtures, modern remote controlled ceiling fans and upgraded window treatments complimenting the open concept living spaces. When you are ready to step outside, you have a large fenced back-yard providing privacy and great space for family and friend gatherings. Room for a pool too! To finish off, you have new vinyl siding on upper exterior, paver driveway and a garage with painted floor. DO NOT PASS on this great opportunity to make this home your own. Execellent home for First Time Homeowners, Families or Snowbirds. Schedule your private tour today!
Source: STELLAR #TB8442537
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.