404 W Gemini Ln Killeen, TX 76542
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About this home
Welcome to your new home in Trimmier Estates, where thoughtful design meets everyday comfort and convenience. This well-maintained two-story home offers the space and flexibility today’s lifestyle demands—plenty of room to gather, work, and unwind. Step inside and feel the openness of a floor plan built for connection. The main living area flows naturally into a bright dining space and kitchen, so you can cook, chat, and stay part of the action. Large windows and sliding glass doors invite in natural light and create an easy transition to the backyard—perfect for casual evenings or weekend get-togethers. A downstairs bedroom with a nearby full bath gives guests or live-in relatives the privacy they want without feeling tucked away. Upstairs, the loft adds a second living space—ideal for movie nights, homework, or a quiet workspace away from the main level. The primary suite provides a true retreat at day’s end, with room to breathe and a spa-like bath made for unwinding. Out back, the covered patio extends your living space outdoors, offering shade for morning coffee or room for friends around the grill. Located near Hwy 195, a 13 minute drive from the center of Fort Cavazos/Hood, an hour from downtown Austin entertainment, and convenient to the newest shopping, parks, and H-E-B in Killeen. This home offers an easy, connected lifestyle with the space to enjoy it. Easy to show—call your agent to show it today!
Source: CENTRALTEXAS #594557
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.