4040 Cobble Ct Palmdale, CA 93551
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About this home
PRICE IMPROVEMENT! This stunning 4-bedroom, 3-bathroom home offers everything your family needs and more! From spacious interiors to a spacious backyard, this property is designed for both everyday living and unforgettable entertaining. Step into the elegant master suite, your private retreat. Enjoy the luxury of his and hers double sinks, a spacious soaking tub, and ample room to relax after a long day. The additional bedrooms are generously sized, perfect for family, guests, or even a home office. With three full bathrooms mornings run smoothly. The cozy living room just off the right side of the kitchen features a charming fireplace the perfect spot for family movie nights or game-day celebrations. The heart of the home is the gorgeous kitchen, a chef's dream with granite countertops, a large center island, and tons of prep space. Whether you're hosting a dinner party or helping with homework, this space is as functional as it is beautiful. Just off the kitchen, you'll find a private dining room, ideal for holiday meals, birthdays, and every family gathering in between. Need space? The 3-car garage offers abundant storage, and even room for a workshop ” perfect for hobbyists or large families with lots of gear. The front yard welcomes you with lush, green grass and curb appeal that feels like home. Step out back and discover your own outdoor sanctuary: A spacious patio is perfect for weekend BBQs and relaxing evenings. An adorable greenhouse to grow your favorite vegetables and herbs. A tool shed for organized storage of gardening and outdoor tools. A large yard where kids and pets can run freely, while you sip coffee or tea under the patio with your favorite book in hand. Move-In Ready & Priced to Sell This home is the perfect blend of comfort, functionality, and style and it's priced to sell fast! Don't miss your chance to make this house your forever home.
Source: CRMLS #SR25173812
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.