4041 Linwood St Sarasota, FL 34232
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About this home
SELLER OFFERING $10,000 TOWARDS BUYERS CLOSING COSTS! Welcome to this beautifully renovated 3 bed, 1 bath home, in the sought after Sarasota Springs, an HOA free neighborhood, where modern updates meet comfort and charm. Every detail has been thoughtfully upgraded, offering a move-in ready experience for its new owners. As you enter, you'll find the open living area and kitchen offering a bright and inviting interior with stylish finishes throughout, perfect for both relaxing and entertaining. Every room has been upgraded with all BRAND NEW hurricane impact windows installed 2025 which brings tons of natural light into each room. In every bedroom you'll find accent walls and ceilings, barn doors, as well as a walk-in closet with custom built-in shelving in the primary bedroom. Enjoy a BRAND NEW central A/C installed 2025 with a 10 year warranty, along with a BRAND NEW roof installed May 2025, giving you peace of mind in Florida's unpredictable weather! The heart of the home opens to a spacious, fully screened 150 sq ft lanai—ideal for enjoying your morning coffee or hosting evening gatherings, all while staying protected from the elements. Outside, you'll find the perfect spot for a shed, along with a fully fenced-in, shaded backyard providing a safe and private space—ideal for your pets or creating your own outdoor oasis. With a refreshed interior and excellent outdoor features, this home offers the best of Florida living. Don’t miss your chance to make it yours!
Source: STELLAR #A4657163
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.