4042 Lomar Dr Mount Airy, MD 21771
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About this home
Welcome to the Highly Sought-After Community of Samhill Estates! This stunning and immaculate Colonial offers the perfect blend of Southern Charm, luxury, and spacious living—boasting over 5,200 square feet of beautifully designed living space. One of the largest homes in the neighborhood, this property is an entertainer’s dream with a sun-filled sunroom, screened-in porch with vaulted wood ceiling, a generous Trex deck, and a patio ideal for gatherings and outdoor living. As you step through the front door, you're greeted by a grand two-story foyer featuring a curved staircase and gleaming hardwood floors. To the right, you'll find a living room, and to the left, a formal dining room with crown molding—perfect for elegant dinners and entertainment. At the heart of the home is the newly custom eat-in kitchen, complete with stainless steel appliances, leathered granite countertops, subway tile backsplash, center island, pendant and recessed lighting, oversized coffee/wine bar with gray brick subway tiles, wine refrigerator and large pantry. The kitchen opens into a two-story family room with a gas fireplace and abundant natural light. A spacious office/library with built-in shelving offers the perfect work-from-home space or can serve as a 5th bedroom. Also on the main level powder room, two-car garage with interior access, laundry room with washer/dryer, utility sink, and ample cabinetry. Upstairs, retreat to the luxury primary suite, featuring a private sitting area, his/her walk-in dressing room like closet with built in dressers, and a spa-like en-suite with soaking tub and stand-up shower, three additional bedrooms—each generously sized and tastefully appointed—share a large updated full bath with double vanity, fully finished walk-up basement offers incredible bonus space, including a second family/recreation room; wet bar, hobby/flex area, full bath, access to the backyard. A wonderfully unique functional observation deck with ethernet and electric at the top of the hill behind the house for the star gazers. The comfort and peace of knowing the Natural Gas Whole House Generator protects you from storms and loss of power. Samhill Estates is nestled in the vibrant Mount Airy area, home to local wineries, distilleries, community parks, and fine dining. The neighborhood offers easy access to major commuter routes (I-70, I-270, and Route 15), making travel to Washington D.C., Baltimore, Northern Virginia, BWI, and Dulles International Airport simple and convenient. Don't miss this exceptional opportunity to own a home that truly has its all-space, style, and location!
Source: BRIGHT #MDFR2068260
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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