4047 Wiggins Dr New Port Richey, FL 34652
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About this home
Own This Home TODAY - No Banks Needed! Buy Like Rent. Move-In Ready. Bad Credit is OK WHY KEEP RENTING WHEN YOU CAN OWN? Stop throwing money away! This charming 3-Bedroom / 1-Bathroom block home (just under 1,000 sq. ft.) is ready for you to move in today. With our exclusive BUY LIKE RENT program, homeownership is finally within reach—no banks, no red tape, no endless paperwork. FRESH UPGRADES YOU’LL LOVE • Brand New Metal Roof & A/C – worry-free living • Updated Flooring – modern look & easy upkeep • Fully Fenced Yard – privacy and BBQ nights • Extended Garage + Enclosed Backyard – storage & entertainment space ?? Unbeatable Location: 2 minutes to Sam’s Club, close to shopping, dining, Downtown New Port Richey, and Green Key Beach. WHAT IS “BUY LIKE RENT”? A smarter, faster way to own a home. Similar to rent-to-own, but focused on BUYING, not renting. - Move In Now, Buy Later – Start living in your home today while building toward ownership. - Option Fee Secures Your Future – Put down 5 to 15 upfront (fully applied to purchase). - Flexible Pathways – Lease-option or full owner financing available. Think of it like “rent-to-own” for homes—only instead of furniture that loses value, your house keeps going UP in value the longer you own it. WHO QUALIFIES? This program is perfect if: • You’re renting but ready to own (and tired of wasting money). • Banks turned you down for low or bad credit. • You work for yourself, retired, or have non-traditional income. • You want a simple, streamlined process with less paperwork. _________________________________________________________ NEXT STEP: CALL or TEXT office for easy showing. Don’t wait—homes with owner financing and flexible terms like this don’t last long.
Source: STELLAR #TB8438604
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Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.